Bad Credit Loans Guaranteed Approval $5000 -Mkiuru.Com Fri, 20 Mar 2020 01:46:29 +0000 en-US hourly 1 Payday loan: independent comparison? best conditions Fri, 20 Mar 2020 01:46:29 +0000

Affects the terms of the loan accordingly. The best proposal for your loan without Credit Checker Are you looking for a lender from whom you can get a loan on the best terms and thus be guaranteed to benefit? How To Find The Best Interest Rates On Your Loan.

These are four (or more) walls that are exactly the same as what you have found for a long time. Our team of experts will work out the best financing type for you.

Payday loan: independent comparison? best conditions

Personal loan: independent comparison? best conditions

In this article, you will learn how a mortgage loan can help you achieve your wishes, what conditions must be met, and what sets a mortgage loan apart from other financing options. Use the contact form below to get free advice from our experts.

What does the housing loan stand for? The home loan is a very variable form of loan that is particularly suitable for the renovation, renewal, and furnishing of living space.

With a mortgage loan, you have an economic basis for realizing your personal dream home. We have experienced experts in the realization of dream worlds. Individual support and a high degree of technical competence are the incomparable added value that we offer you.

Make an appointment for the first free consultation


This differentiates home loans from traditional real estate financing. What does flexibility stand for: Is a home loan deposited in the cadastre? Although the credit costs may decrease, the registration costs (and the subsequent cancellation) are not insignificant and are borne by the borrower.

You can get detailed information about this from our neutral building finance experts. If you fill in the contact form provided, our specialists will contact you immediately to receive free advice. What should I watch out for when taking out a home loan? A home loan should be precise and holistic. Calculate exactly what equity is required.

It also includes the cost of loans, interest rates, and bank fees. And how long should your home loan last? Even if your financial situation changes, there should be enough left to win the loan. The first option is early repayment if you have the necessary capital on hand. Our specialists will inform you how advantageous this solution is for you.

Is there a way of government support for the home loan? Our experts will dig into the funding jungle for you and put together a fine offer. If you fill out the contact form provided for this purpose, our specialists will contact you immediately to receive free advice. That is a good feeling – in this case, too our specialists are there for you and will help and advise you.

With so-called residual debt insurance, it is possible to deposit the home loan. New values, business, and office equipment: an existing insurance policy must be adjusted or re-established. Overall: Competent support by our specialists is not only an advantage in all of these points, but it also helps to save costs and avoids disadvantages.

This is very straightforward, fill out the contact form provided and our experts will contact you as soon as possible when it comes to a free initial consultation. Do I need my own funds to get a mortgage loan? You can also park the capital as a “nest egg” and earn a few interest percentage points depending on your investment. This should be carefully considered and in this case, you can also access our pool of experts.

How should you deal with a home loan at all costs?

How should you deal with a home loan at all costs?

Therefore, do not conduct credit rating negotiations with your bank alone, but get several offers. This is an indication of our neutral finance professionals. To our knowledge, borrowers make these mistakes: the deadline is too short, which increases the monthly burden.

Rising interest rates can quickly degenerate into a significant increase in monthly rates. Even trading with credit institutions is like talking in a foreign language you don’t know yet. The national language of the banks is spoken with our experts. Where can I get the best credit for my dream home?

At the greatest opportunity, you will be advised by truly independent experts. Well trained and equipped with the knowledge of experience, they are there to assist you in your decision making. For our experts, however, customer interest is at the forefront of the action. How can I count on an online loan calculator? There are many loan calculators on the intranet.

With these calculators, you can quickly determine the desired width using conditions and prices. As you can see, savings on small loans can often amount to several monthly installments. Therefore: Only a truly neutral financial specialist will make a neutral comparison for you and work out the optimal solution with you. Our specialists act incorruptibly within this network.

Individual support from specialists with the right to long-term cooperation. Before you take out a loan, you should review and match all of the conditions so that you can pay off the monthly loan. The variable interest rate level is currently low but will rise again. The ancillary costs can amount to up to 15 percentage points of the purchase price – the customer saves a lot of time, saves a lot of costs and benefits from the security if he finds the cheapest installment loan with optimal interest rates.

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Mini credits for Valentine’s Day, what to give to our partner? Tue, 17 Dec 2019 19:44:02 +0000

Although the payment of the bills may be the best of the gifts that one can make at the moment, the truth is that this is not a romantic gift for the next date. And is that every February 14 we always expect our partner to have a special detail, something that we never forget or at least leave a mark.

And, to make it possible

money cash

Nothing better than mini-credits for Valentine’s Day, financial products that allow you to request the amount you want, return it in comfortable terms and give fabulous details. But what can we give to our partner on this date? Well there are countless options. But, of all of them, mini-credits for Valentine’s Day help you to take on gifts such as:


Engagement ring 

An engagement ring is perhaps the most valuable gift you can give your partner, not only economically, but also emotionally. There are many different designs, and prices! So you just have to adjust the ring to the budget you have. Valentine’s Day is a date to enjoy as a couple, so if the trip is to an area that you both like, better than better! If it is not a place too far away, take advantage that you are in time to prepare it.

Adventure for two 

There are lots of adventure experiences that can be done. Skydiving, parasailing, horse riding, etc. They are just some of them. If you share hobbies, great! And if not, a day is a day, and your partner deserves it!

After so many parties in a row and so much stress, comes the post-Christmas calm, a calm that can be reinforced with a relaxing day in a spa that you like. You will come out as new. Emotional detail at home with romantic dinner for two . What if you decorate the house with romantic details (red heart-shaped candles, rose petals, etc.) and a gift that does not expect album type with photos of the two, a large picture with your best photo plus a dinner with your favorite dish? As you can see, there are many ideas that you can give him and for which you can take advantage of the mini-credits for Valentine’s Day. If you don’t know how to request them.

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Bad credit loan guaranteed approval -Guaranteed approval loans bad credit: cash Thu, 05 Dec 2019 14:07:48 +0000

Guaranteed approval loans bad credit are a wish for everyone. However, if you go to the bank, you will not be able to avoid such a procedure. That’s why we offer you guaranteed approval loans bad credit saving you time and money.

Anyone who has been with the bank at least once in their life knows how much it can slow down their loan payments. Do you need money as soon as you go to the bank to risk more things?

First of all, it takes a minimum of several days to approve the loan, secondly, until you have collected all the paperwork and submitted it for approval, you will not know whether your loan will be approved at all and thirdly all the notes and papers you will need to collect will take extra time and money.

Guaranteed approval loans bad credit: Quick cash in a day 

We have no such problems because we approve loans without paperwork. It is in everyone’s interest to make money as soon as possible. Also, our business goal is to pay you the same loan as soon as possible. That is why we simplified the whole procedure and allowed you to get credit with only basic documents in one day.

Guaranteed approval loans bad credit are available to you online thanks to site.

When you get an unexpected expense and the need for urgent money, the least you need to do at that point is to spend time on paperwork. Our fast loans with no paperwork have been recognized by customers across the EU and the world, to whom we provide short-term lending services on a daily basis. As soon as the need for money arises, you can contact us and we will do our best to pay you back in the same day.

To the credit within 15 minutes of delivery of the signed documentation

Otherwise, to the majority of users who meet the minimum requirements for obtaining a loan without paperwork, we pay the same loan directly to the checking account within 15 minutes of the delivery of the signed documentation. Upon receipt of your loan request, our staff immediately begin processing to ensure that you have your money in your hands as soon as possible. Once we have approved the loan, we pay it directly into the current account with the bank, and you can dispose of the money you received at will.

Fast loans without paperwork are a proven service used by a large number of clients. We approach each client in the same way without dividing it by item. A discreet relationship allows you to request a quick loan without paperwork in peace and without any pressure. Contact us with confidence and send us a request for tablets, smartphones, and computers for which you need nothing but basic documentation.

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Tristo – payment card with a credit limit Mon, 23 Sep 2019 23:22:33 +0000 The credit limit is an increasingly popular alternative to traditional loans, which is offered by loan companies. An even more interesting solution is Tristo, a novelty on our financial market. On the one hand, it is neither a credit limit on a personal account nor a credit card. So what is Tristo ? We’ll deal with this in the article below.

Tristo is a type of free payment card to which a credit limit is assigned. Although it has some characteristics of a credit card, it is a different financial product. We’ll pay without problems with Tristo in partner stores and in places where you can pay with Mastercard.


What are the advantages of a Tristo payment card?

payment card?

The Tristo card resembles a credit card primarily because of its advantages. The difference between these two types of cards lies in, among others on the fact that we will withdraw cash from an ATM using a credit card, while the Tristo card does not allow such an operation.

The biggest advantage of the Tristo card is that we can use the available limit when we need extra cash. If unexpected expenses suddenly appear in our lives, the Tristo card may be a godsend. What’s more, the card can be used to pay for purchases in a foreign currency, and the rate at which we will calculate the amount to be paid will be very favorable.


What is the repayment of Tristo card?

What is the repayment of Tristo card?

At the end of each month, a list of all transactions that we have made with the card in a given month will be sent to us. If we manage to repay the debt within the next 15 days, we will not incur any fees for using the card. In total, it is 45 days.

When it comes to paying off debts, we can do it as part of one total payment or we can do it in parts. If we decide on the latter option, we will only have to pay back the minimum amount every month. Then, a cost of 4.5% of its amount will be added to our debt.


How do you get a Tristo card?

credit cards

Getting a card is extremely easy. All you need to do is submit an application online. We can order the card already during the registration of Tristo Free account. We will not have to wait too long for the card to be issued and delivered. The mail will deliver it to us within 2 weeks of submitting the application.

Importantly, issuing such a card does not involve any fees. The only cost we will have to bear is using the credit limit. We pay it when you repay the debt that arose on the card.

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Payday loans online bad credit -Need bad credit loans? Call Us Thu, 25 Jul 2019 04:32:13 +0000 Need bad credit loans? Call Us

A bad credit loan is a financial tool that allows you to borrow a certain amount of money to finance a project and that must be repaid in full plus interest. The loan is, therefore, in other words, a consumer credit that arises from an agreement between the borrower and the financial institution on the amount to be borrowed and the terms of repayment.

Depending on the reason for the loan, there are several types of loans corresponding to a specific need. If the loan is needed to finance a particular purchase or service such as the purchase of a car, motorcycle or to do work, the credit is the so-called affected loan. If, on the other hand, the loan is used to finance a project, such as a wedding or a trip, the loan is unallocated, which corresponds to an installment loan or personal loan. It is therefore imperative to compare offers before applying for a loan. Always choose an appropriate loan for your projects and keep in mind that borrowing money also costs money.

How does a loan work?

A credit specialist, such as a bank or credit organization, lends you a certain amount of money, either to finance an acquisition or a service, or to finance a project. Once your loan application has been accepted, you must repay it on a fixed term every month with fixed dates including interest. Interest rates are also fixed and therefore do not change over time. To learn more about how loans work, see our Loans Guide.

What is an assigned loan?

The assigned loan is a type of consumer credit contracted with a financial institution and makes it possible to finance a defined good or service. This means that if the sales contract is not concluded, the loan can not be granted. This type of loan can be contracted at the point of sale as directly from a bank. However, even if the credit is contracted with a commercial brand, it is always managed by a bank or a credit institution.

The loan allocated, unlike the installment loan, is a secured loan because it is required on the part of the lending institution to put a property as collateral. In general, the value of this property is approximately equal to the loan amount. In the case of a car loan, the warranty is the vehicle you have purchased. In case you do not repay your loan, the credit institution can seize your property as a guarantee of compensation. Secured loans are therefore considered low-risk loans, since the bank has a guarantee of repayment of the borrower.

What is a personal or installment loan?

The personal loan, also called an all-purpose loan or installment loan, is a loan that is not linked to a specific expense and therefore allows to borrow a certain amount to finance a project. Purchases do not have to be justified with the lending institution when applying for a loan.

The personal loan can finance a variety of projects such as a trip abroad, a wedding, a new computer or the redecoration of an apartment. Unlike assigned loans, the personal loan does not require the collateral (such as a car or house), so it is an unsecured loan. Note that most financial institutions give a business name to their personal loans such as ‘wedding loans’, ‘electronic loans’, ‘holiday loans’, and so on. These personal loans, however, all work the same way.

What is the difference between an installment loan and an assigned loan?

The loan allocated, unlike the personal loan, is linked to a particular purchase, such as a car, a motorcycle or a house. This means that in case of non-repayment of this loan, the financial institution that granted you this credit is entitled to seize your property. Conversely, the personal loan does not require any guarantee or to justify your purchases. However, if you do not pay back your credit, you can be sued. Since unsecured loans offer less security to banks, they are considered riskier. As a result, the interest rate is often higher than for secured loans.

Installment or unsecured loans generally have to be repaid for a shorter period of time than secured loans or restricted loans. An assigned loan may have a repayment period of up to 30 years depending on the credit involved (such as in the case of buying a home), while personal loans have a maximum 60-month period.

What are the different types of personal loans?

Study loans

Student loans are credits that allow young people to finance their studies. They cover all expenses related to student life, such as registration fees, the purchase of books, the rental of a student room or the financing of a laptop. The repayment of this loan can be immediate or deferred.

Holiday Loans

Vacation loans are credits that finance a trip. They allow you to borrow the necessary amount to go on vacation and cover all the corresponding expenses, such as your flight, the hotel, and other small pleasures.

Wedding loans

The wedding loan, as the name suggests, allows you to finance your marriage without having to touch your savings. They allow having the necessary amount to finance the rental of the room, the wedding dress or the buffet and spread the refund over time.

Loans decoration

Loans decorating, not to be confused with renovation loans that allow you to work at home, are credits that allow you to finance the redecoration of your home. These loans make it possible to finance the furniture and the decoration without having to pay a large sum in a single blow.

Electronic device loans

Electronic loans can finance new multimedia devices such as a computer, a television or a home theater. Instead of taking a credit directly from a commercial sign, you go directly to a bank to avoid intermediaries.

Ready all goals

All-Purpose loans allow you to dispose of the sum of your choice (within the limit granted by the banks) to finance a personal project without having to justify which one. Their use depends on you but commits you to repay your loan on time.

Credit redemptions

Credit buybacks allow you to repay your other loans with a single loan and reset the balance. Instead of paying off several different loans, you repay your loan repayment loan in a single monthly payment.

What are the different types of loans affected?

Car loans

The car loan allows you to finance the acquisition of a new or used car. You must justify your purchase from the lender to unlock the money. Your car is under warranty to provide security to the lender.

Motorcycle loans

Motorcycle loans can finance a motorcycle, a quad or a scooter, new or used. They work like a car loan and allow you to spread the refund of your new vehicle.

Caravan Loan

Caravan loans can finance a nomadic vehicle such as a motorhome, a caravan or a mobile home. They operate on the same principle as the car loan and allow you to acquire a new or used model.

Loans work

Loans works are loans that allow you to finance the facilities in your house or apartment. After making quotes you can go to a bank to apply for a loan corresponding to the amount needed to do your work.

Energy loans

Energy loans or also called green loans allow you to make ecological renovations at home. They can finance the establishment of facilities to lower your energy bills.

How to apply for a loan?

To apply for a loan, you must first define your needs. Do you have a project to finance or would you like to buy a property in particular? By answering these questions you will know which loan to direct you to. Then do a credit simulation. Simulation and demand for your loan online is completely free. All you have to do is enter the type of loan (loan assigned, installment loan …), the desired amount and the ideal repayment period. You will thus obtain the best offers corresponding most to your profile in the form of a comparative table.

To choose a loan, click on “Ask Now” and complete the required fields The financial institution will analyze your file and application to ensure that you meet the requirements for credit.
– be at least 18 years old;
– be resident in Belgium;
– have regular income and not be listed on the negative list of the Central Credit to Individuals.

The minimum conditions for obtaining a loan are not the only things that banks look at. Credit decisions are made based on the borrower’s monthly income and credit history. The conditions may vary from one bank to another, which means that your application may be accepted from one bank and refused by another.

To apply for a loan (whether it is consumer credit, a car loan or an installment loan), it is essential to learn about the offers available on the Belgian market. To do this, you can use our comparison tool to compare loans offered to more than 30 financial institutions.

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Loan without proof of income on bill Thu, 20 Jun 2019 02:15:45 +0000

Who would like to bother with lengthy formalities, such as proof of income, when applying for a loan. Bills of exchange are quick and easy. Nowadays, you can get a quick and affordable loan without signing a bill.

Ask for one of the non-bank loans online and get your money today:

Bills on the bill

Bills on the bill

A promissory note is a security used to secure any financial obligation. It easily fills in and gives the lender much better protection than a loan agreement. It is also much simpler because it does not contain a number of provisions that can be vaguely worded and later misinterpreted. This way you can borrow money very quickly and reliably.

Loans without a bill of exchange can provide you with higher amounts than normal SMS loans. Typically, they are amounts of tens of thousands, but the exception is not even hundreds of thousands or millions of sums.

The content of the bill

The content of the bill

A promissory note is an unconditional commitment and must be formulated. In addition to the date on which it is signed and the date when the borrowed money is to be returned, it must include an exact handwritten figure on the amount to be returned. Typically, this is higher than the amount borrowed because the final amount includes interest or fee. Significant is the debtor’s signature, which he unconditionally accepts his commitment. There must also be a place where the money will be returned.

Great choice

Great choice

The creditor is therefore a favorite hedging instrument and is willing to borrow amounts that would otherwise be a guarantee or collateral by the property. And that’s the biggest advantage. Since this security is easily enforceable, there is no need to look for cadastral statements or ask friends for loan guarantees.

To your home

To your home

In order for some lenders to get their clients as much as possible to obtain a loan, they are willing to come home to the applicant and settle everything in comfort and without problems. We will find these “bill-of-exchange loans” especially in large cities such as Prague, Brno or Ostrava.

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Personal Payday Loan without Proof Wed, 19 Jun 2019 11:25:21 +0000

The unsupported personal payday loan is a fixed rate loan that will allow you to have an amount up to 75 000 € and to be repaid within 5 years. The payment of the sum is made in one go. The unsupported personal payday loan exists to allow all projects to materialize.


What can he finance?

What can he finance?

In reality, the personal payday loan without proof can finance everything. You can dispose of the funds freely paid, without justifying any purchase, hence his name of personal payday loan without proof.

This loan is in opposition to the credit allocated. The assigned credit is directly related to the purchase of a property: The amount paid depends on the amount of the planned purchase and is only reserved for this purchase. The Beneficiary is also required to provide supporting documents (upstream quotations and after invoice) to the credit institution. In the context of a personal payday loan without supporting documents, the user is much freer.

There are for example personal work loans, personal auto loans, personal leisure loans, and personal cash loans. Here, the unsupported personal payday loan allows you to spend the money paid as you see fit. We can imagine that we want to dedicate this money to several uses or consider using it to deal with an unforeseen event, which is often the case.


What conditions must be fulfilled?

loan conditions

Any lending institution, when applying for a credit, makes an assessment of the solvency of the applicants. In order to prove your ability to repay, you will need to communicate your personal information to the organization:

  • Show that you have a stable job (the organization will be interested in your job but also in your seniority)
  • Provide proof of your income (with your last 3 payslips, but also proof of other possible income)
  • Give visibility on your purchasing behavior (thanks to the bank statement of your last 3 months, the organization to get an idea of ​​your expenses and your actions)
  • Allow the organization to study your savings capacity by giving you visibility on your fixed costs
  • In addition, the credit agency will verify that you are not stuck at the Bank of France (it is extremely difficult to obtain an interesting credit if one is prohibited banking).

To ensure that you obtain a loan in the best possible conditions, it is recommended to contact several bank loan organizations and even go for one or more online simulation (s). You should know that rates can vary a lot depending on the organization.

Good to know: Care must be taken that the amount of the sum to be repaid does not exceed one third of the total income.
To obtain an offer ideally adapted to your needs, it will be important to provide supporting documents related to your ability to repay and not the use of funds of course (pay slip, proof of address, tax sheet, etc.).

After acceptance of the file, the money will be paid into the beneficiary’s account in 48 hours. Although this period is very interesting, it is important to take good time before subscribing to a personal payday loan without proof to ensure its ability to repay the whole without payment incident. To help you, many personal payday loan comparators are available on the web.


What happens in case of refusal?

loan refusal

If your request is rejected, it is still possible for you to appeal to the CNIL (National Commission for Informatics and Liberties) who will be able to take stock of your situation. The CNIL begins by asking the credit agency that refused your request by asking for your score. When assessing the solvency of an applicant, the body requested must note the file it has in hand according to a common evaluation grid (solvency, risk, profitability, etc.).

After retrieving its information, the CNIL will also consult the FICP (Personal Credit Reimbursement Incident File). According to all its information, it is the CNIL that will decide whether or not you have a loan.


In conclusion :

money loan

A personal payday loan without proof includes many advantages: A very free use of funds without justification, a total financing without obligation of contribution, conditions easily negotiable (date of sampling, management of the monthly payments, suspension of payment of 3 months, prepayment – partial or total), a quick implementation and a fixed and guaranteed rate.

The main and only real disadvantage lies in the fact that, if you intend to mainly dedicate this loan to a specific purchase, know that in the event that the purchase is not made the loan will still take place. You will not be able to go back. The same applies if the property purchased proves to be defective. If this inconvenience is unacceptable, you will be advised to inquire about the credit assigned.


In addition :

loan money

Any request for credit generates file fees that correspond to the study of your request. So, be aware that a file well prepared in advance can lead to a decrease in the fees. To do this, we will advise you first to inquire about the amount of fees before asking what will be the reduction possible if you prepare the file upstream. Depending on the response of your interlocutor, you will know what to do. top

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4 essential factors to obtain a loan Thu, 13 Jun 2019 18:26:04 +0000

Time is money and it is also the main reason why more and more small businesses are turning to online business loans. Online borrowers benefit from a much easier application process and get the funds much faster than traditional financing options. Thinking about applying for an online loan? So being prepared and having the right information when you make your request will make this process fast and simple even faster and may increase the chances of your application being accepted.

1: The essential facts about your company and its history

One of the first things that lenders want to know is who you are. Most of the time it is important information like:

  • How long have you been in business?
  • Are you the only owner?
  • do you have a lease or do you rent your premises?
  • a credit check

These questions are intended to quickly provide a complete picture of your business. By digging a little deeper, subscribers will look for things such as whether you have ever had any tax problems or if you have obtained financing from a competitor. Unlike banks, Evolocity will look for data from social media (Facebook, Yelp, etc.) and the web to find out what is said about your business. It is important to note that even if your business does not have a brilliant image in all categories this does not necessarily mean that you can not qualify and that you will not have funding. What the team considers is the overall health of your business and not just partial success in a few particular areas.

2: Your ability to repay the loan

 2: Your ability to repay the loan

A loan to a small business is repaid by daily “micro-payments”, making the repayment really easy to budget, but you’ll still need to plan for payments and adjust your budget accordingly. offers you the possibility of arranging your own loan; you decide how much time and daily payment is best for you at the time of the online loan application. You must know the amount of the refund that you can afford before starting your application. Take the time to talk to your accountant or dive your nose into your books.

You may need to ask yourself questions such as:

  • What do my daily sales look like?
    • Note: You need monthly sales of at least $ 15,000 to qualify
  • How much are you willing to repay each day?
  • How long do I feel I can repay the loan?
    • Remember to take into account the seasonal fluctuations that are coming

The terms of your loan will be based on the principal borrowed and the maturity chosen for repayment. You can tailor the product to your specific needs and determine if it suits your business. If you are comfortable and you feel able to repay the loan under these conditions, there is a strong presumption that the lender will also be able to repay the loan.

3: Measuring the value of your assets in the short term

The value of your current assets is not essential to qualify for a small business loan, but if you do not already have a detailed statement of your short-term assets, this is not a good value. bad idea to make one. Other lenders may require this information upon request. What you are looking for is to determine which of your assets can be converted into cash during the year. The larger the amount, the greater the likelihood that lenders will accept your request.

According to Investopedia, here are some examples of short-term assets:


  • Inventory
  • Accounts Receivable or Accounts Receivable
  • Negotiable securities
  • Prepaid expenses
  • Other cash that can be easily converted into cash.

This article written by Nicole Pontius is a good guide on how to calculate the value of your assets in the short term depending on the kind of business you own.

4: Assessing your local market, industry and economic conditions

Have a good knowledge and understanding of your macro environment. Not only do lenders view the success of your business, but they also look at how the world in which it operates is in general. Research and present up-to-date industry statistics and demographics that can show the strength of the market. Taking the time to take a look at relevant economic forecasts will help you understand the future of your business.

How Evolocity Easily Enables a Small Business to Get an Online Loan

 How Evolocity Easily Enables a Small Business to Get an Online Loan

The goal of Evolocity is to provide the fastest, easiest, and least painful application process possible. Here is a short summary of what you need before you apply:

  • The start date of your business and the general information about the company (such as its official name and address)
  • If you rent your premises, the lease expiry date
  • Login information to your online commercial bank account or the most recent bank account statement in PDF format (last 3 months). You can download this information directly online!
  • Information about the owner (s) of the business (such as name, home address and date of birth)

The online application only takes a few minutes, but if by chance you are forced to stop, you can continue to fill out the application later from where you left off. You can also exit the site, speak to an online customer service representative or call someone for help. Once approved, funds can be deposited into your account in as little as 48 hours.

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Limitation period of the debt Sat, 18 May 2019 18:33:01 +0000

If you currently have any debt, are having trouble making payments, or just want to be as knowledgeable as possible as a borrower, you should know the limitation periods when collecting a debt. What do we mean by “limitation period”? We mean the period during which a creditor can take legal action against you to collect an outstanding debt. A limitation period essentially requires a creditor to act within a specified period of time and, therefore, prevents them from extending the process for too long. Once a statute of limitations has expired, it becomes much more difficult for a creditor to collect the money you owe them.

What is the limitation period of my debts?


Be aware that not all debts have the same limitation period. In general, prescription periods only apply to consumer transactions where the debt is unsecured, ie a debt that has no collateral or is not guaranteed by a property (a mortgage is an example of a debt secured by a property, so there is no limitation period). In general, you can not, as a debtor, benefit from a limitation period for the following types of debt:

  • Debt guarantee
  • Debts to the government (including student loans)
  • Debts that can not be paid (child support, fines and civil judgments involving fraud).

The first step in determining whether or not you can take advantage of a limitation period on a specific debt is to determine if the debt is eligible. As mentioned, an unsecured debt is eligible and a secured debt is not.

The second step is to determine how long the limitation period of your debt is. The limitation period for consumer transactions generally depends on the province where you live:

  • British Columbia = 2 years
  • Alberta = 2 years
  • Saskatchewan = 2 years
  • Manitoba = 6 years
  • Ontario = 2 years
  • Quebec = 3 years
  • New Brunswick = 2 years
  • Nova Scotia = 6 years
  • Prince Edward Island = 6 years
  • Newfoundland and Labrador = 6 years
  • The three territories = 6 years

When does a limitation period start?

If you owe unsecured money to a creditor, your limitation period begins on the date you make your last payment. . For example, if you live in Ontario and make a payment to a creditor on April 15, 2016, but do not make any payments after that. Your limitation period begins on April 15, 2016 and ends on April 15, 2018. It is possible to restart your limitation period, either by making a payment or by giving a written acknowledgment of receipt. If you try to wait until the end of your limitation period, then avoid both of these actions, you will not be able to restart a statute of limitations once it has expired.

What happens after the expiration of a limitation period?

This is probably the most important aspect of a statute of limitations: your debt does not magically disappear once the statute of limitations has expired. You still owe money to your creditor, the debt still exists and you are still the debtor. In addition, if the limitation period on your debt has expired, it does not mean that your creditor or your creditor collection agency must stop trying to collect the money you owe them. They can always get in touch with you to finish the repayment of your debt. What happens is that you now have a defense if your creditor tries to sue you. If you use this defense in a lawsuit against you, you will probably win. If you do not use this defense during the trial, you will surely lose and have to repay your creditor.

How to manage your debts


Above all, we believe that consumers should be as informed as possible about the options available to them and their rights and responsibilities as consumers and borrowers. Without a doubt, the best way to manage your debt is to pay it back. We also understand that it’s easier said than done, and often debt can fall out of your control. This sense of helplessness is something we want to prevent you from feeling. We want you to be an informed and informed consumer. Waiting until the end of your limitation period so you do not have to pay back the money you owe should not be your number one action plan. Face your debt head up and ask for help if you need it. If you are confused about the legal implication of a debt and limitation periods, we recommend that you speak with a trustee in bankruptcy insolvency. He will be able to help you determine what your best course of action is and in this way you will be able to deal with your debts and get your finances back on track.

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Loans from private individuals – advantages, disadvantages, risks Sun, 14 Apr 2019 02:50:26 +0000

A loan does not always mean a visit to a bank or a loan from a non-bank company. It is possible to take out a loan from private individuals – investors who want to value their free funds. The advantage of such loans is the possibility of agreeing on all lending options and terms. You can negotiate special and interesting conditions.

Interesting loan offer

Interesting loan offer

A civil loan is a simple process of getting money. And you don’t have to borrow from friends or friends. A private person who lends money to the account and offers the possibility to use the funds for any purpose – for anything – lends you. From the different options, you can choose a loan that fits you exactly and which you can repay while making your own demands. And it doesn’t matter if you live in Prague, Ostrava or Brno. You can find private owners who will lend you everywhere.

Easy handling

Easy handling

Most of the time, the private owner offers loans with the loan amount and maturity. But you can talk about any other conditions. Loops from a private owner are good for their height. Often, these are hundreds of thousands of money because borrowing smaller amounts would be time consuming. If you need tens or hundreds of thousands instead of a few thousand for your interesting plan, a private loan is available and interesting.

Free resources

Free resources

Some people lack money and dwell. Therefore, these two poles need to meet and negotiate conditions. Loans from private individuals will benefit the lender and will provide you with the convenience of financing any expenses and needs that you now have no money for. Ensure a decent turnaround and profit is so easy and reachable for everyone.

Caution is in place

Caution is in place

It is easy and quick to borrow money from a private investor, but beware. Always insist on drafting a proper and clear loan agreement with all necessary details. If a lender provides a bill of exchange loan – a loan secured by signing a bill of exchange, be aware that if you are unable to repay the money as stated on the bill, you can very quickly find yourself in execution.

If possible, prefer preferred loans from established non-banking companies.

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